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    5 Proven Strategies to Sell Your House Faster in Idaho This aMAYzing month!

    By Chad Calvero | May 13, 2024

    Welcome to the prime selling season in Idaho! With spring in full swing and the real estate market heating up, now is the perfect time to sell your house quickly and for the best price possible. To help you capitalize on this opportune moment, here are five proven strategies to expedite the sale of your... Read More

    Bringing April’s Freshness Indoors: Unique Real Estate Decor Ideas for Spring

    By Chad Calvero | April 24, 2024

    Decorating your home with a unique and engaging theme in April can make your space feel fresh and inviting. Here’s a list of original ideas for real estate decorations in April that could be interesting: Spring Flower Explosion April is known for its blooming flowers. Highlight this by creating floral arrangements throughout the home. Consider... Read More

    Navigating the Mortgage Maze: Top Questions for Homebuyers to Ask Lenders

    By Scott Jackson | March 14, 2024

    Confused by mortgage jargon and overwhelmed by lender options? Don't worry! This guide equips you with the key questions to ask, empowering you to navigate the process with confidence and potentially save thousands on your home loan. Read More

    March Madness in Real Estate: Slam Dunk Your Home Buying or Selling Game

    By Chad Calvero | March 13, 2024

    Welcome to the exciting world of March Madness, where the thrill of competition extends beyond the basketball court and into the realm of real estate. Just like the NCAA tournament, the real estate market experiences its own version of madness during this spirited month. Whether you’re planning to make a slam dunk home purchase or... Read More

    FICO 10T: A New Era of Credit Scoring

    By Scott Jackson | March 6, 2024

    A new credit score, FICO 10T, is changing how lenders assess borrowers. Learn what it means for you, its impact on mortgages, and how to prepare for the future of creditworthiness. Read More

    Rising Rates, Growing Inventory: Is Boise Debunking the Mortgage Rate Lockdown Theory

    By Scott Jackson | March 4, 2024

    Rising mortgage rates are challenging conventional wisdom. Despite higher borrowing costs, inventory is growing year-over-year, suggesting sellers are entering the market. We explore data on new listings, price cuts, and the impact of the upcoming jobs report on the housing market. Read More

    Good News for Homebuyers: FHA Loan Limits Increase Significantly in 2024

    By Scott Jackson | February 29, 2024

    Exciting news for aspiring homeowners! The FHA has announced significant increases to its loan limits for 2024, making homeownership more accessible. The baseline limit for single-family homes jumps over $26,000, and even higher limits apply in expensive areas. This means more people can qualify for affordable financing and pursue their dream of owning a home. Read More

    Buying a home: Don’t let the 20% down payment myth hold you back!

    By Scott Jackson | February 28, 2024

    Saving for a down payment can seem daunting, but the National Association of Realtors states that the median down payment for first-time buyers is 8%. Various resources, such as FHA, VA, and USDA loans, as well as down payment assistance programs, can make homeownership more accessible. Idaho Housing and Finance Association also offers assistance programs. Read More

    Housing Market Update: Rising Rates Cool Demand, Inventory Builds

    By Scott Jackson | February 27, 2024

    The housing market shifts in 2024 as rising mortgage rates impact key metrics. Inventory rises for the first time this year, while sales pace slows and price adjustments emerge. Despite price reductions, the market is adjusting, not crashing, with slower price growth expected. Whether trends persist depends on future rate movements. Both buyers and sellers need to adapt to the evolving market. Read More

    Guarding Your Dreams: Understanding Wire Fraud in Real Estate

    By Scott Jackson | February 26, 2024

    Wire fraud in real estate is a serious threat, with 1 in 20 transactions targeted. Successful scams result in a median loss of over $70,000. Stay vigilant and verify all instructions independently. Read More